Rehabilitation
Early intervention and access to rehabilitation can aid in claimant recovery and reduce cost. HCL will work with you to select a rehabilitation provider, who will provide you with a flexible, and where required, white labelled intervention solution which will reduce claims costs and can also generate revenue.
As an example, one such provider offers the following services/benefits:
- Any treatment requirements initiated immediately
- Physiotherapy via remote managed care and hands on treatment depending on individual requirements, supported by digital technology
- Psychological needs met via a national CBT network
- Serious injury needs identified upfront and managed by in house clinical case managers
- Significant savings on traditional claimant musculo-skeletal treatment costs
Benefits to clients, self-insured funds, captives or to the defendant insurer can include:
- Reduced third party claims costs
- Reduced fraudulent and exaggerate claims
- Great service for third party in line with brand values – creates a new business opportunity
- Evidenced cost control
- Visibility of the whole claim in one place; all third party costs managed
- Lower third party claims handling costs – fewer touch points
